You have money in your account — but bills are coming and you don't know how much is safe to use. ClearPath calculates your exact deployable surplus in real time so you can kill debt faster.
Most people carrying debt aren't broke — they're paralyzed. The uncertainty of upcoming bills keeps them from acting. That inaction is costing them thousands in interest every year.
No bank connection. No complicated setup. Just your real numbers working for you.
The core of ClearPath. Every number you enter — balance, bills, spending, income — feeds a rolling surplus calculation that tells you what's safe to deploy right now. Not at the end of the month. Now. It updates the instant anything changes.
Rank your debts in order. Your surplus automatically routes to #1. Drag to reorder — ClearPath tells you exactly how much extra to send and where.
Your advisor sees your live data. Ask it: when will I be debt free? How much interest will I save? Which debt costs me most? Real numbers, real plan.
Upload a PDF bank statement and ClearPath's AI scans it, finds your recurring bills automatically, and adds them for you. Setup in minutes.
Bills sorted by due date. Mark them paid and they fade off the list and reset to next month automatically. Always know what's coming.
ClearPath doesn't just subtract your bills. Every layer below is baked into the calculation before it tells you a number.
Automatic transaction sync, surplus alerts, and Pro features — dropping soon.
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Free to use. No bank connection. Takes 5 minutes to set up. Start clearing debt today.